First home buyers entertain friends in the lounge room of their brand new first home. This home design was built with modern practicality, entertaining, and spaciousness is mind. First home buyer laugh about the selfie they have taken, as its shown to their partners on the couch.

Incentives & Concessions

We’ll make sure you’ll get the grants and concessions you’re entitled to!

You don’t have to go it alone when you’re building your first home. There are many financial incentives and grants available to first home builders, including the First Home Owners Grant, Keystart Loans, First Home Guarantee Scheme, and Low Deposit Loans.

If you’re building your first home, there are some genuine supports to help you take that step. We’ll walk you through key grants and concessions, explain what may apply in WA, and help you understand how they might make a real difference for you.

Check if you're eligible

First home owners grant

In Western Australia, eligible first home buyers may receive a one-off payment of $10,000 towards a new residential home.

This grant is designed to support those buying or building their first home as their principal place of residence. There are value caps and eligibility criteria you’ll need to meet, but our team is here to walk you through everything and understand your options.

Check if you're eligible

First home buyer sit together with their friends at the dining table. The home design features open plan living spaces that is light and bright. This modern home is built by Step 1 Homes.
Step 1 Homes - Home Design Dawn Coastal. This first-home design features a neutral Hamptons white colour palette, simple cladding, light contrast render.

Other support schemes

The Australian Government’s home buyer guarantee allows eligible first home buyers to buy with a deposit as low as 5%.

There may also be concessional stamp duty rates or exemptions under certain thresholds in WA for first home buyers.

Check if you're eligible

How we help you apply

You’ll have our team by your side to identify which grants and concessions might work in your situation. We’ll leave no stone unturned, helping you check eligibility, explaining what paperwork you’ll need, and keeping things moving so you feel confident in your planning.

Finance tools

First home buyer couple sit together on the couch with their phones out. The home design shows an open plan living area that opens up to the outdoor alfresco area with large glass panel doors. The background shows a sunny day with a shaded outdoor dining area, and lush green lawn and green landscaping.

See what’s possible with Step 1 Homes

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